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The complexities and interactions of estate planning with Medi-Cal planning and financial planning often dictate that multiple professionals with separate areas of expertise concurrently advise their mutual clients regarding their specific areas of specialty.  Senior Security and its principal, Carl Gehring, are separate entities from David J. Barnier and Barker Olmsted & Barnier APLC.  While we like Carl an awful lot, it is important to clarify that the services and information provided by Carl and his company are provided independent of David J. Barnier and Barker Olmsted & Barnier APLC under separate client relationships.  Likewise, the information and audio files within this website that are related to the Senior Security radio shows and the other persons and companies described within this website are presented as a resource, only, and no representations or warranties are made regarding the services provided by these persons and companies.